Rates as low as 1.09%. Free Terminal ! No Statement Fee! No Customer Service Fee! No Batch Fees! Simple Application! 24/7 Support! Same Day Approvals! Same Day Approvals! Merchant accounts and credit card processing at RockBottomMerchantAccounts. We are providers of merchant accounts, credit card and debit card based payment processing services for U.S. based businesses. Our objective is to offer merchants a level of professionalism and service no other payment processor can equal. We endeavor to offer the most competitive rates in the industry.